What Is Hmo Health Insurance
In 2017, 48 percent of workers enrolled in an employer-supplied health insurance plan chose a PPO, compared to just 14 percent of workers who chose an HMO (see chart below). Despite the popularity of PPOs, a study of more than 1,300 health insurance plans shows that HMO plans draw better customer satisfaction ratings. How to Choose an HMO or PPO
HMO stands for health maintenance organization. HMOs have their own network of doctors, hospitals and other healthcare providers who have agreed to accept payment at a certain level for any services they provide. This allows the HMO to keep costs in check for its members. There are 2 features that
There are a lot of decisions to make when it comes to choosing a health insurance plan. One of the first decisions you will need to make is which type of plan is right for you. You've probably heard the terms health maintenance organization (HMO) and preferred provider organization (PPO), but do
Not sure what type of individual health insurance plan you should choose for you and your family? This infographic can help you understand the differences between HMOs and PPOs.
All Cigna health plans include coverage for preventive medications. And some preventive medicines, such as statins to help control cholesterol, are covered at 100%, or no cost-share ($0) to you. Plus, you can use our Home Delivery Pharmacy SM service to have your medications delivered right to your door.
Health Maintenance Organization (HMO) A Health Maintenance Organization is a type of health insurance that requires every participant to choose a Primary Care Physician or PCP. This Primary Care Physician is then responsible for referring you to in-network specialists or hospitals whenever necessary.